Ramat Oyetunji is the author of seven books on personal finance and financial education for adults and young readers, including one she co-authored with her daughter when she was nine years old.

Ramat is the Founder of The FI Woman LLC and its education division, FLEX Financial Education™. She partners with K–8 schools in Pennsylvania to provide early financial education through her signature, standards-aligned financial literacy framework, My Money Success Storyboard™.

After a 20-year corporate career spanning engineering, finance, and leadership—including serving as a Financial Advisor with Edward Jones—Ramat achieved her goal of retiring early to pursue entrepreneurship and advance early financial education and  financial wellness.

Ramat's work has been featured in The Wall Street Journal, Business Insider, Fidelity Viewpoints, and other publications.